Tuesday, September 11, 2007

A Great Start!

Today: Let's start with a way to start your day as positively as possible with an outside blog article:

The way that you start the day nearly always sets the tone for the rest of it. If you begin in a rush, feeling frazzled and harassed, it’s very likely that the rest of the day will go the same way—or worse. It’s well worth a little planning and care to start each day well. It may still go downhill, but at least you won’t have begun in a foul mood.

Read the article here.

Monday, September 10, 2007

Blog Update: Trying Something Different

I'm going to try something different for the remainder of September, at least. Instead of a daily blog post, I'll be trying a blog post every other day, likely with more "on the spot" content such as quotes and current events with and without commentary.

Let me know what you think with an email or a comment!

Monkey Mondays: Sleepy, Sleepy, SLEEPY Monkey

Saturday, September 08, 2007

Current Events: Better Not Fiddle With That Gizmo (in the U.K.)


A new law from the United Kingdom regarding cell phones...will it catch on in other western societies, namely the U.S.?

Friday, September 07, 2007

Friday Funnies: The Funniest Thing I've Seen All Week

If you're going to make a commercial, what is the best way to do so? Big.

Commercials about beer and alcohol seem to be one of those areas which the marketing and ad people just seem to have the most fun.



Thursday, September 06, 2007

E-Money, Part 2

The introduction of the Euro is an example of progression in the classic economy toward an all-digital economy. On the first of January 2002, the Euro became the standard currency of the member countries of the European Union. The Euro was introduced because the barriers to trade created inefficiency and waste and current systems created less value in each of their monies. This affected European countries when conducting business with the remainder of the global marketplace. Standardization of the Euro as the single currency in 12 countries of the European Union reduced the cultural barriers to trading with one another and unified at least 12 separate markets. The unified European marketplace is making it easier for other major markets in the world to do business with them, as well. Despite earlier doubts, the Euro has gained market value to be nearly of the same value as the U.S. Dollar, the most compared-to currency in the world.

This introduction of the Euro has been indicative as a case study of what evolving several markets into a unified marketplace can do to an economic system. Unifying markets can be defined as unifying resources, however, there are the structural changes that need to take place including infrastructure, demand, and a single currency. The infrastructure, as noted earlier, exists in the current capacity of the Internet. Further redundancies, such as more “backbone servers” that operate the core of the Internet, are necessary; as is the need for more bandwidth increases and the standardization of the languages and protocols that transport data. The demand exists because of increased efficiency involved with international transactions, thus relieving some of any trade deficit or increasing any trade surplus: This effect alone would sell the governments of the world to the idea, keeping in mind that the U.S. Government accounts for roughly one third of all monetary transactions in our $10 trillion economy. The single currency in this new, all-digital system would be simple: The “credit.” If all national markets were to utilize this “credit,” it would decrease the amount of waste in the world today. A major problem that critics are likely to point out is the problem plaguing individual currencies today is inflation. The best way to arrange this is to mimic the way that the European Union dealt with introducing the Euro to member nations: Rules were enacted to impose a strict level of fluctuations on the Euro. These rules were strict, since countries who wished to participate in the euro and be a part of "Euroland" had to pass some economic tests referred to as convergence criteria:

  • “The country's annual government budget deficit (the amount of money it owes) cannot exceed 3 percent of gross domestic product (GDP, the total output of the economy).
  • The total outstanding government debt (the cumulative total of each year's budget deficit) cannot exceed 60 percent of GDP.
  • In order to push down inflation rates and encourage more stable prices, the country's rate of inflation must be within 1.5 percent of the three best performing EU countries.
  • The average nominal long-term interest rate must be within 2 percent of the average rate in the three countries with the lowest inflation rates. (Interest rates are measured on the basis of long-term government bonds and/or comparable securities.)
  • The country's exchange rates must stay within "normal" fluctuation margins of the European Exchange Rate Mechanism (ERM) for at least two years. “ (Howstuffworks.com)

With such controls in place, it is likely that a universal “earth credit” would be an attainable standard.

Now that the theoretical groundwork has been laid, how is this somewhat evolutionary, somewhat revolutionary system going to change the way individuals and businesses buy and sell goods and services? Every time that a consumer purchases a good or service a small stream of credits will flow from one place (the consumer’s bank account) to another (the business’s merchant account) through cyberspace; every time that a business takes their margin of the profits gained from that sale to the consumer, and spends that on providing more, better items for the consumer, their account will see a decrease of funds while the business that they purchased the goods from sees an increase in their account. Imagining the endless flow of goods from their manufacturers to the consumers, and the endless flow of credits from them to the companies that serve them, a seamless flow develops between the consumer and the business. This shortens the metaphorical distance between the two, and makes the relationship that the business has with the consumer stronger. This will allow a better product for the consumer and better customer relationship management by the business. It will also allow for the business to better understand the consumers that it serves, and produce better products based on the changing needs of the consumer. By changing the system by which everyone makes their transactions with one another, everything is streamlined and people grow closer and understand one another better.

The forthcoming e-economy will change the way that the world does business in every respect. It will make money worth more, easier to purchase any item in any country, and make relations between businesses and consumers better, streamlined, and more beneficial to both parties. The true question of the e-economy, as I have implied earlier, is rather a question of when as to how: Already the amount of money that passes through “automated clearing houses,” or ACH transactions, each day numbers in the billions of dollars. Even though the governments of the world distribute most of this money, the government has always acted as a catalyst for change in a society.

Wednesday, September 05, 2007

E-Money, Part 1

Bob is a normal, average, everyday person that everyone seems to know and like. Deciding that he needs to stop by the grocery store on his way home after a rough day at the office only to pick up a few items, Bob grabs a few more items than he expected, as he always seems to do. While making his way to the cashier, Bob does a mental scan for to see if there is more cash in his pockets. Remembering that his efforts are futile, Bob stops his search: Cash money has ceased to exist. The world of the future calls for a more efficient economy: One that works on your schedule, by your rules. You are glad when you are paying for your items, because all you do is electronically transfer the necessary credits from your account to the grocery store. This transfer of credits ensures that a person does not need to hunt for cash. In the near future this will be a very plausible scenario, as economic systems move into existing in a purely electronic form. The effect of converting the current classic economy into an all-digital economy will increase the amount of funds in the system. Based on a general understanding of the mechanics of economics, this will have significant impacts on the efficiency of monetary transactions, unification of different economies, and ultimately streamline the spending habits of businesses and consumers worldwide.

Economics, in simplest form, is the “study of how people use their scarce resources to satisfy their unlimited wants,” (McEachern, 2). Resources are those things that go into producing or buying something. These include labor (the work put into it), land (someplace to do it), or time (arguably the most scarce resource of all). The ability of combining these resources and get an end product to the consumer has been what has kept modern-day society buoyant since the Industrial Revolution. This transformation in the way that countries produce goods and sell them to the consumer was felt worldwide between the years of 1760 and 1860, with the more intuitive societies feeling the full impact of the revolution (among them England and the United States). Even today, the rest of the world classifies countries on a first, second, or third –world basis. Although the global economy progressed in quantum leaps throughout the last 250 years, it was not until just before the turn of the millennium that the economy was once greatly altered.

The Internet Revolution started to transform the economy in the latter half of the Twentieth Century with the concept of the electronic data interchange entwined into the backbones of most businesses. This eventually warranted the introduction of the World Wide Web to the masses around 1990 when a group of physicists developed a graphic user interface that would have a profound impact on the masses. The group of physicists at the European Organization for Nuclear Research, the world's largest particle physics center, had the foresight that would bring the Internet to the masses and change people’s quality of life and the way everyone purchases goods and services. The Industrial Revolution changed the way we did business by streamlining many of the classic economic principles around the world—paper money, demand and supply, centralized economies; this new Internet Revolution would further streamline these principles of economics by preparing for the e-Economy.

One principle behind paying bills is the act of not paying them until shortly before they are due, otherwise known as the present value of a dollar concept. This model states that a dollar today is worth more than that same dollar tomorrow, dictated by inflation—“a persistent increase in the level of consumer prices or a persistent decline in the purchasing power of money, caused by an increase in available currency and credit beyond the proportion of available goods and services” (Dictionary.com). The problem with tangible money is finding the balance between “available currency” (aggregate money supply) and “available goods and services” (aggregate product supply), and therefore, increasing the effects that inflation will have on the economy. Inflation is the real purchasing power of an individual or a business to purchase a good or a service: A dollar today is worth more today than it will be tomorrow.

An inefficiency of coinage lies in the time it takes for the markets to catch up with centralized economic policy. One of the major factors in how well a nation’s economy does is the rules and regulations put onto it by the governing body at the time. In a centralized economy the government closely monitors and regulates monetary flow. If the economy is decentralized, local or regionalized markets impact monetary flow more than any governing entity. In the United States, for example, the Department of the Treasury was granted a $14.705 billion for the 2002 (U.S. Treasury 2002 Budget Summary) budget. The reason why it is attractive for governments to impose fiscal regulations is because of taxation and ultimately a good economy benefits from the amount of money that the government is going to see out of the citizens that it presides over. Of their nearly fifteen billion dollar budget, roughly 63 percent of that is earmarked for the administration of taxation activities. There are billions of dollars of waste when taxing the population under the current economic system in the U.S. According to the “Waste-O-Meter” of Freedom Works, the IRS has wasted $18.1 billion to date on such things from U.S. Postal Service waste ($1.1 billion) to Housing and Urban Development (HUD) waste ($968 million) and approximately $550 million dollars in a failed education audit. Reduction of all monetary activities would help to eliminate this waste by streamlining the centralized bureaucracy surrounding fiscal policy. Better controls would also result as the system goes completely digital. Through the utilization of an information technology infrastructure evolved from today’s infrastructure the effects of the present value of a dollar model will be made up for by the amount of waste saved. In the end all monetary transactions will be far more efficient. By ensuring that the effects of present value are negated by the effects of increased efficiency, attaining buy-in from die-hard economists will be easier. Efficiency must start, though, within the bounds of a single economic system. The European Union’s example of the Euro is an excellent concept of increasing efficiency within the boundaries of a culture.

Tuesday, September 04, 2007

The Missing Bank Teller

This month the largest exercise to plan for pandemics in the United States will take place. Financial services firms—to the tune of 1,800—will be participating in this simulation for three weeks. The U.S. Department of the Treasury and the Securities Industry and Financial Markets Association will learn, on paper, such pressing questions such as how many employees to expect calling in sick, telecommunications issues, service disruptions and, yes, even long lines at ATMs.

Jim Binder, a spokesman for The Operations Clearing Corp., said the Chicago-based provider of derivatives clearing and settlement services will have 30 to 40 workers involved in the planning exercise. The full details of how the simulation will unfold are being kept secret until it starts Sept. 24, Binder said.

The simulation reminds me, actually of when we used to play war games back in the Army. One thing that would happen is soldiers would be issued “casualty cards” which depicted what sort of injury one would have if they were shot and not killed. Medics, the solder’s units, and the soldier themselves, could react appropriately. In much the same fashion, firms participating in this simulation won’t be able to choose how many employees they will be losing for the duration: Depicting what events as they would be in a pandemic.

How will this affect the consumer, at least on the surface, though?

[The U.K.-based Financial Services Authority] said [an equivalent exercise there] showed that some banks would be forced to close branches and reduce banking services, including ATMs. According to the FSA, the test also raised questions about whether the U.K.'s telecommunications infrastructure would be able to support large-scale teleworking for a prolonged period as staff shortages eroded the maintenance capabilities of service providers.

In a world where catastrophe seems to be something occurring more frequently than in many other times in modern history, something like this seems prudent. And while some minor inconveniences could be experienced for consumers of these various financial service organizations, the long-term benefits will be if something happens catastrophic enough to warrant full implementation of the lessons learned for such an exercise.

Or, at the very least, the lessons learned from such an ordeal can go to help increase effectiveness and efficiency of the organization in peacetime. “Fight as we train, train as we fight.”

Monday, September 03, 2007

Monkey Mondays: Monkey Vs. Monkey


Only a monkey, it would seem, can check its ilk. Putting a Common Langur (Presbytis entellus) in charge seems to have become the most cost-effective way of checking groups of the more common Rhesus Macaques (Macaca mul atta) from indulging in vandalism.

A Decade Apart: Subtle but Gaping Differences in 10 Years’ Time

[Note from Matthew: Due to the Labor Day holiday in the U.S., today's will be a shorter post.]

Relative to many out there, I’m a young fellow: Born in Montana in 1979, spending my formative years in the upper Midwest, I was exposed to a great mix of the culture of those from decades previous to me and I was able to see the cultures developing in those in decades younger than me. I don’t know if my upbringing was necessarily anything special, but it offered me a perspective that other people might not have. Every so often it seems that a quarrel between the generations arises: Which is better, which is worse, and where the starker of the contrasts lie. People like to compare; with that being said…

The Beloit College Mindset List for the Class of 2011” offers insight into the worldview of people born circa 1989, who will graduate college in 2011. A few of the insights are covered below; for another perspective, try this Google News Search.

1. What Berlin wall?

I remember keenly when this happened, as well as when the Soviet Union…in fact…

15. Russia has always had a multi-party political system

I was on a vacation with my family in Red Lodge when this happened.

7. They have grown up with bottled water.

Remember when water was actually okay to drink from the tap?

23. Wal-Mart has always been a larger retailer than Sears and has always employed more workers than GM.

I didn’t even hear about Wal-Mart until years after these kids were born.

26. Katie Couric has always had screen cred.

I remember her early days before she anchored NBC’s morning program.

55. MTV has never featured music videos.

Gosh, I remember when they actually played music videos and it wasn’t something like “My Super Sweet 16.”

Friday, August 31, 2007

Friday Funnies: Oohs, Ahhs, and The Just Plain Strange

...And no one listened.


This is an extremely rare event; one that hasn't happened in the U.S. for at least 40 years.





Yeah, I don't understand it either.

The Decay of Society: The Sickness, Part 2

“Life's wheels are spinning, ‘gonna be one bumpy ride”

—Hardline, Life’s a Bitch

The five stages of grief are often put forth when discussing grieving. While we typically couple grief with loss, the dictionary will expand it to mean “The process of feeling distress or sorrow.” High school health classes taught me that there are two kinds of stress…eustress and distress. The first is supposedly the good kind of stress: The type of anxiety that prepares you to do better in a given task: It’s what separates apathy from achievement. Distress, however, is the more famous brother.

Stress is so often something that permeates our lives: From the anxieties that arise in the morning hours through our lying awake in bed at the end of the day worrying about tomorrow. In this endless cycle of waking and sleeping stressors, we often find ourselves with a dose of escapism: Watching the latest celebrities in Hollywood or elsewhere live their lives of misery and take great opportunities and waste them away on the frills, passions, and benefits of the moment. We find ourselves reveling in this misery, most individuals not going past the latest celebutante’s turmoil du jour and failing to get the latest news on how local, national, or world events are shaping the world in which we live.

So often these lives of ours are in the vacuum of a padded bubble in which we have access to so much information, but I’ve seen so many people only go so far as is necessary to make themselves comfortable in their castle, hiding behind a moat, and isolating themselves from any reality that means listening to someone other than a celebrity or comedic news program in order to take in the information that is relevant in some way, shape, or form to their immediate world.

All this arrives to us from a world that has been crafted to be the glamorous one. As a song from a recent movie dictates: “Watch the whores parade for the price of fame,” most everyone in this society clings to some semblance or personal meaning of having glamorous aspects in their lives: From the status symbols of cars, houses, and boats to the bohemian styling of a person that supposedly goes their own way. Living in the bubble, entrenching oneself in the comfort zone, and striving to someone’s definition of glamour and fifteen minutes of fame might be the fun and easy way out, but in the end does it offer the fulfillment that we each want and need in our lives, or does it simply leave us feeling cold and empty as are a majority of the other people that follow this path?

Thursday, August 30, 2007

Blog: Quick Note

Just a quick note: Expect the concluding "Part 2" to "The Sickness" blog entry tomorrow, on Friday.

...Along with Friday Funnies!

The Decay of Society: The Miscellaneous Rants

As the week of “doom and gloom” comes to a close, I’d like to take this opportunity to point out a few of the various odds and ends of which I find society becoming more entropic by the day. Among these are cultural divides, moral opportunism, and apathy.

Have you ever walked into a situation and felt entirely out of place, as if you were from a different world compared to the other people there? How about driving along the road, seeing the automobile that’s been modified in ways that you can’t quite understand: Non-stock body parts of different colors, rims worth more money than is probably prudent, and a spoiler that looks like it could be paid for with a $20 out of my pocket and which definitely “spoils” any other augmentations of beauty that the vehicle might have. I was walking out of the local mall the other day, having recently finished servicing a customer there. Ahead of me I saw a young man, a teenager of some vintage, who had an oversized shirt and excessively baggy pants. I tried to review the situation further by determining if he was trying to hold them up or not. I kept thinking to myself “why on earth would I want to see your underwear?” Maybe the whole baggy pants thing is the latest fad, but I don’t see the utility in it. Utility that is strictly and solely for status or otherwise to fit in is lost on me, perhaps, but I can’t help but thinking about all the other places that I can look and see things of a similar nature. Take the girls, for instance, that have the provocative tattoos on their lower backs, something which has been given the term “tramp stamp” coined to describe it due to the commonly-held generalities of the types of girls getting this sort of body art. While what a person does to their own bodies is of their own concern, and it isn’t my place to judge them based on it, they do tend to play into what seems to be a cultural norm.










Think about it: When you speak to one of those kids with the earrings, baggy pants, or similar styles about him or her…what is your expectation? Our expectations will be colored by our biases and our prejudices, but there are certain standards which the culture should be held to: Without resorting to corrupting it. Recently, while I was at work, a college-age student dressed much the same fashion—minus the baggy pants, I believe, came in looking for a job. I recall something being mentioned to the effect after the fact that “I don’t care what people wear when they’re not at work, but if I’m going to offer a job to someone, I don’t think they should be dressed like that.” The rest of the team offered the same sentiments.

Save a deeper analysis of the subject and any agenda I have for a later blog post of my “professional manager” bent, so let’s continue to the next: Moral opportunism.

I am the type of person that means what he says and says what he means. I typically don’t like game playing in my interpersonal relationships and I adhere to a strict code of moral standards: Ones that do not change based on the situation which I find myself to be in. For some years now, I’ve been playing an online roleplaying and strategy game called Battlemaster. I’ve found some staggering truths about life from it, as I firmly believe it to be a macrocosm of the rest of the world. I’ve found that people who have military experience are the best to lead armies, for example. I’ve found that there are certain types of people whom you can rely upon and others that are shaky at best. There are many people that I play Battlemaster with whom I would go onto the battlefield alongside and fight in a foxhole with—this being the highest litmus test that I can offer a fellow human being—and just as many people as I wouldn’t trust to be in that situation with and not have to worry about them looking out for themselves. In this world there are people that you can count on and people that you can count on to practice situational ethics: A moral code which adapts to the situation found in front of the practitioner. My experiences on Battlemaster, just as in other parts of life, have proven to me that there are profiles of the types of people that are this way, and likewise there are profiles for the types of people that you can rely on to be there for you in your time of need.

Why doesn’t anyone do anything about any of this? By and far, I’d have to say that many people in this society, and others, are just apathetic. To the tone of the Bystander Effect, people expect that someone else will always be there to fix things, or that it might just go away on its own. Apathy is the general malaise which fuels entropy, causing things that are already in the trash only to get worse.

Is this really the world that you want to live in, or would you rather live in one that was better? Let your amount of apathy be the judge of that.


Wednesday, August 29, 2007

The Decay of Society: The Sickness, Part 1

“I can see inside you, the sickness is rising”

—Disturbed, The Sickness

It’s all the same, but only the names will change. As time marches forward, we are faced with the inevitable truth that history repeats itself, and those who fail to look beyond the façade of the so-called “real world” are doomed to repeat that history, oftentimes at the expense of the integrity of society. What is it that decays at the fabric of the society and sends the world we live in towards the downward spiral towards complete dissolution of those core values which should be the glue, holding things together?

A quick search of a dictionary defines glamour as “alluring beauty or charm.” However, another definition not far from the same breath follows: “casting a spell over something or someone.” From the first impressions of childhood we are exposed to a world that is bombarded by a false construct of who we are supposed to be, what image we are supposed to present, and ultimately the values which we are supposed to hold. No matter how strong our upbringing glamour juxtaposes onto our world a skewed reality of what should be: Conformity that permeates and threatens our individuality. “You are an individual, just like everyone else,” in the words of a greatly humorous poster. In my lifetime I have come to see the shift of individual personalities away from a norm to a point where that is the norm.

Let me take a step back. Glamour a sickness of what I speak. Armed with good intentions as they may be, most of us fail to see past the draw that this sickness has on us. Even as the geek that I am, I seek to define it with a glamorous edge. I can often be seen wearing a button-up shirt and tie, dress slacks, and a nice set of dress shoes. To myself, I have constructed this image based on what I’ve perceived as what I should be. Years ago I surrounded myself with a mentality and an image that I wanted to become. After enough time of living and immersing myself in it, I became it. Behavioral modification at a fundamental level caused my emergence of who I am today. However, with discretion, discipline, and sound judgment I learned to take the good with the bad and mold myself into the person that I wanted to become sans the negative aspects that could come with it.

Such is the world we live in, but lacking the respect, discipline, and good judgment that make their way into the person. People have taken their cues from idols ranging from the Material Girl to all the other creations that Hollywood, for instance, has been able to manufacture over the years. They have manufactured a set of morals and values that, when duplicated, seem to leave a person empty in the end. From this emptiness we often find our worlds slipping away in little pieces and becoming increasingly less fulfilling. We are left with a shell of a reality that, as glamour would have it, lacks substance, but sure can look good on the outside.

Each day in our life we are faced with choices to make. Life is a journey, certain parts are destinations, but in the grander picture it is nothing more than a series of choices. Partly our environment and partly our makeup allow us the vantage from which to make these decisions. In a world that emphasizes the power of the flash, but doesn’t readily show the long-lasting ramifications of making good decisions, we are faced with a conundrum that few can rise above and see the grander picture in all the true glory that it holds, without the sickness showing on the outside.

It is often said that we are the sum of our experiences. I tend to think that we should strive to be nothing less than the sum of our experiences, but the efficiencies of synergy could, in fact, help us to strive for better. Should we allow such faults as pride tear apart at our “somethingness,” eventually leaving us feeling empty inside. At the end of the day, each person needs to know that they aren’t alone on this journey, even though bouts of loneliness will often speckle an otherwise healthy existence. We aren’t how much money we have in the bank, we’re not the job we have, and we’re not the stuff that we have, nor are we the projection of what the world wants us to be. At the end of the day we are the effect of what we put out into the world. If you add value to it, it will, in turn, add value to you. This is the basis for risk.

A true, hearty analysis of risk and how it applies to decision making is outside the scope of this current discussion, let it be summed down to this: For every action, there is an opposite reaction—and when viewed in linear and non-linear payoff terms (immediately realized benefit and “down the road” payoff)—that is not necessarily equal in its return. That is, sometimes the right risk is worth taking because it can offer more benefit to you than you could possibly realize.

However, in order to harness this great power of risk and reward, we need to set aside the false assumptions that we make about the world, based on irrational data that is implanted into ourselves from the earliest days of our youths.

“Is it really me? Mirror mirror gotta know just what you see”

—Def Leppard, Mirror Mirror (Look into My Eyes)

Although many may comment otherwise, life doesn’t really have an instruction manual. This chore is left to fools, philosophers, and anyone in between. We sometimes have the occasional epiphany about ourselves, the world, someone else, or our interactions with it. I think, sometimes, that this is why I look at life the way I do: The art of life stems from the interactions of everyone in it. Decisions dictate behaviors and, in a simple way, life is just a collection of all those behaviors in concert. In this way, physics is the study of the interactions between matter and energy. These elements are analogous to people exerting energy (or, removing it in some cases) into (or from) the world around them.

Tuesday, August 28, 2007

The Decay of Society: Power Hungry, Dumb Governments

Government: From the Greek Κυβερνήτης kubernites - steersman, governor, pilot, or rudder—is an organization that has the power to make and enforce laws for a certain territory. There are several definitions on what exactly constitutes a government. In its broadest sense, "govern" means the power to administrate, whether over an area of land, a set group of people, or an association. What happens when the administrators of a group of people stop acting the way that they should and, instead, start acting in such a way that it is a broken entity?

Take America’s neighbor to the south: Mexico. With restrictive socialist elements in its government, it cannot produce enough jobs. The result: A phenomenon known as labor dumping. Since it ranks so low at being able to employ its own potential workforce, the people must venture elsewhere to find gainful employ—even if it is illegal for them to do so in the country that they escape to work in, their actions sanctioned by their own homeland. Estimates of how many Mexicans are working in the U.S. range from 15 percent to 30 percent of Mexico’s labor force. The amount that they sent home in 2006 was $23 billion. Money sent to Latin America from workers in the United States is speculated to be as high as a record $45 billion this year. This same sort of story can be found in other parts of the world, too: President Sarkozy of France doesn’t want Turkey to enter the European Union, in part, due to fears that Turkey will do much the same thing to Europe as Mexico is doing to the U.S. A similar situation happened in Yugoslavia under Marshal Josef Tito in 1948.

While the governments of Mexico and the rest of Latin America are to blame for their ineptitude in running their governments in such a not-so-free market, socialist manner, the government of the United States also is to blame for their much botched handling of the situation. Instead of enforcing immigration laws on the books, it seems that most politicians look at the situation as one of more tax revenues for the government. Politicians love taxes. Seeing the opportunity to increase the amount of spendable bucks in their treasury, it seems that Washington, D.C., and many state and local governments have started waging a war on the laws that exist and have tried passing new laws to “reform” the situation of illegal aliens and immigrants coming into the country.

This isn’t where the United States government ends with its stupidity. They are in the business of punishing behaviors with taxation in its various forms. Virginia will fine you from $750 to $3000 for excessive speeding and other driving offenses. If you live in a high tax state or have too many children, you’re punished with the monstrosity known as the Alternative Minimum Tax. Live in Boulder, CO, and like to “warm the planet?” Try the “Climate Action Plan Tax” on for size.

Don’t get me wrong: I’m all for immigration: Legal immigration. The type of immigration that has forged nations since the formation of nation-states: One where people come, adding their culture to the melting pot, but assimilating themselves into the culture of the whole. What we face today is a double-culture wherein when someone calls many automated phone lines, I must press “1” for English to be spoken. Se hablas Espanol is a feature that many businesses in the southwest United States advertise. The tension created by this entire fiasco has created a polarizing tension amongst the people in the United States: Ask 10 people about their stance on the immigration debate and I’m willing to bet pie that at least 8 of them—if not more—are going to stand on one side of the argument or the other with very few, if any, being somewhere in the middle and apathetic of the situation. Heck, I even recall a situation recently at the local college where a Spanish class was told on their first day that they needed to request permission to speak English in the class—a common tactic of many foreign language classes. One kid stood up and went ballistic about needing to ask permission to speak his language in his country.

What else is wrong with governments? Let’s take a last look at the United States government. How about a Congress that is apt to pay itself more while dodging its (constitutional) responsibilities by creating new federal agencies and delegating an increasing amount of authority to make rules and laws to them, instead of doing it themselves? In 2006 Congress passed 321 bills into law. How about federal agencies? They issued 3,718 rules. All of this with “regulatory costs—“that is costs associated with operating this alphabet soup of agencies on a daily basis—of $1.142 trillion, or 9 percent of the United States’ GDP. That all compares with estimated 2006 personal income taxes of $1.044 trillion and corporate income taxes of $354 billion.

What is the solution to this set of quandaries? Government needs to enforce the laws that are already in place. They need to get this message by congressional constituencies—i.e., you—contacting them and letting them know your sentiments. The general rule of thumb goes that if just one person of who the congressperson represents contacts them, then they are representing at least 10 people: Just think what 100 or 1,000 contacting constituents could send for a message. People need to elect those into congress that have proven track records of not increasing the size of government and spending more than the government has available to them. In this instance, you need to ask yourself if you want the government to completely take care of you from cradle to grave, or if smart, efficient, smaller, and effective government services and agencies could replace the over-bloated offices seen today. Ultimately, you would get more from your each and every paycheck with which you could determine how you took care of yourself—your healthcare, your insurance, your retirement, etc.

While government exists to provide for the basic needs of a society, it can reach a mass at which it is apt to corrupt and take everyone else down with it. In democratic societies, at least, we are privileged with being able to vote those out of power which do not concur with our manner and method of thinking and living. If we do not, then we are doomed forever down the road of societal decay.

Monday, August 27, 2007

The Decay of Society: Frivolously Litigious


Look around. The society that we know is decaying from within because evil is allowed to prosper when good people do nothing; a notion deriving itself from a quote most often attributed to Edmund Burke, 18TH century Irish statesman and philosopher. One of the easiest routes for any sort of thing to decay—such as a right or privilege offered—is for people to abuse it and for others to allow them to get away with the abuse.

I am willing to bet that everyone is familiar with the famous McDonalds coffee-burning case. Many people, however, misunderstand the suit as simply being of a frivolous nature. Heck, I even thought it was your standard “corporate greed” story passed from person to person to perpetuate the myth that the institution of McDonalds is evil. Instead, some facts:

A jury…awarded $2.9 million to an 81-year-old woman scalded by McDonald's coffee…McDonald's lawyers [however] went on to dismiss several opportunities to settle out of court, apparently convinced that no jury would punish a company for serving coffee the way customers like it. After all, its coffee's temperature helps explain why McDonald's sells a billion cups a year…McDonald's [had given] the opposing lawyer its operations and training manual, which says its coffee must be brewed at 195 to 205 degrees and held at 180 to 190 degrees for optimal taste.

Is nearly 200 degrees for your coffee too hot? Not according to Mr. Coffee, the people behind the machines that make, well, lots of coffee:

A spokesman for Mr. Coffee Inc., the coffee-machine maker, says that if customer complaints are any indication, industry settings may be too low - some customers like it hotter. A spokeswoman for Starbucks Coffee Co. adds, "Coffee is traditionally a hot beverage and is served hot and I would hope that this is an isolated incident."

So, while some lawsuits are legitimate but portrayed incorrectly amongst individuals who likely do not know any better, there are plenty of lawsuits which don’t quite live up to the litmus test of being worth it. In the business and legal professions, it is an old adage that lawsuits are simply a negotiation by other means. Take the McDonalds incident, for example: The company had been given ample opportunity to negotiate to the satisfaction of the afflicted party; having not properly done what was perceived as due diligence on the plaintiff’s part, the “negotiation” went into a courtroom.

There are people who will happily sue people throughout this country and its legal system. In fact, according to an organization known as HALT, the number of people who have chosen to represent themselves pro se has increased 6 percent—from 21 percent to 27 percent in federal district courts. In the state courts of California, however, this number has tripled. What is he frequency of repeat abusers? According to an article in the September 3, 2007 issue of Forbes magazine “Nearly half of the study's 765 pro se litigants filed at least one previous suit in that court, including one who filed 57 complaints in one year.

A great example of this abuse starts with Holli Lundahl and her repeated litigation against Eli Lilly and Company. The company has spent $1 million in defending against this “serial plaintiff.” A quick Google search shows that she has had many more than her fair share of her days in court, too. Of course, she has responded in such a fashion to her critics by stating that she has been abused by Eli Lilly and Company and the courts system—going all the way to the Supreme Court, even. I don’t know, but if it walks like a duck and quacks like a duck, chances are that it’s not chicken.

The best for last: Amanda Ajuluchuku claims that Bank of America lost a $200 check of hers. According to court filings is caused her to suffer “panic and anxiety attacks, severe dizzy spells, headaches, and cold chills.” I’ve had much worse money problems, including the one time that the military didn’t process my paycheck properly—which amounted to no less than 7 times the amount Ms. Ajuluchuku claims that BOA lost of hers—and I didn’t sue anyone. Oh yeah: She sued—Claiming $5 billion-with-a-“b” in damages. The suit was eventually settled for $3,000 but she just kept on going. Alleging “discrimination, contempt, and acts of terrorism,” she filed at least 219 suits in federal courts over the course of 4 years. No legal team here, though: She represents herself, on a mission to use the proceeds of her litigious nature “to cater to the needs of the underprivileged children globally.

While these examples show what seem to be some awfully extreme behavior, think about the case of Bart Ross: When federal Judge Joan Leflow dismissed his pro se suit regarding a malpractice suit of an Illinois medical center, he went ballistic and killed the judge’s husband, mother, and later himself.

Can’t stand the manner in which the society that we are living in is deteriorating? All it takes is for good people to do nothing; the apathy of each individual who just shrugs these matters off and moves on with their lives only goes to allow the fires of entropy to continue to burn.

Monkey Mondays: Two Monkeys for the Price of One

Ashlee picks the monkey over her sister.

and

Meet the Mandrill!

Friday, August 24, 2007

Friday Funnies

As the summer winds down and I'll be spending more time anchored to Grand Junction, I thought it might be a good idea to introduce a new post to the blog. Life is stressful and difficult as it is. Why not allow for a few laughs on this, the last day of the week?

Yep, it starts with Monkeys, ends with laughs. What could be better? Pie?

So, today: A short quip from PC Magazine's September 4 2007 issue offers the 6 most unfortunate domain names.


Children's Wear
www.childrenswear.com

Children do what?




IHA Vegas
www.ihavegas.com

I have what?


IpAnywhere
www.ipanywhere.com

I pee where?


Mole Station Nursery
www.molestationnursery.com

I can't help but think that there was a really warped and inappropriate sense of humor behind this one.


Therapist Finder
www.therapistfinder.com

Want to find a what?


ViaGrafix
www.viagrafix.com

Not getting enough emails about getting your Viagra Fix?

Clauswitz's Corporate Warfare: Axioms, Principles, Definitions

AXIOMS AND PRINCIPLES

The Subjectivity Axiom: Leaders may easily misjudge or lose control of passions (subjective impulses) on their own side.

  • Their opponents have similar such uncertainties as well as wills and creativity of their own.

Entropic Principle: “Friction," stemming from corporate warfare's uncertainty, chance, suffering, confusion, exhaustion, and fear.

  • Effects of time, space, and human nature
  • Fundamental and unavoidable force
  • Events take time to unfold, with all that that implies
  • Even the wisest order is subject to loss, delay, misinterpretation, poor execution, or willful disobedience
  • Lack of good intelligence information
  • Every individual human being is a friction-producing cog in the machine of war
  • It is difficult for normal efforts to achieve even moderate results

Other Notes on Entropy of Corporate Warfare:

  • Corporate Warfare is dangerous with inherent risks, and danger (physical, moral, emotional, mental, etc.) has an impact on the behavior of the participants.

"Butterfly Effect": "a butterfly stirring the air today in Peking can transform storm systems next month in New York."

The Russian Winter Principle:

Given that the defender has enough time and resources in which to recover, the aggressor will inevitably reach a point at which he or she must take up the defense. If the business unit pushes too far, the equilibrium will shift against that unit. The aggressor, in his or her own retreat (often through devastated territory), cannot draw on the defender's usual resources, from which he or she draws strength.

TERMINOLOGY

Corporate Warfare is the utilization of one firm’s strengths, weaknesses, opportunities, and threats to exploit those of other firms.

Value: The return from sale or trade of a good or service; in priority order

1) Monetary or material worth;

2) Worth in usefulness or importance to the possessor; utility or merit;

3) A principle, standard, or quality considered worthwhile or desirable;

Marketplace Violence:

  • Force exerted for the purpose of damaging share
  • To deprive the competitor of something valuable by force
  • Intensity or severity, as in natural phenomena in the marketplace
  • Vehemence of tactic or other expression; fervor

Manage:

  • To direct or control the use of; handle; to exert control over
  • To direct the affairs or interests of:
  • To succeed in accomplishing or achieving, especially with difficulty; arrange

Therefore, the key components of managers is to maximize the value of the firm

Complexity Theory: Used in analyzing systems in which there are numerous unknown variables, such that it is used in calculating or developing algorithm (e.g. processes) to define what those variables are, or to otherwise assign “nice” boundaries, contexts, or operating parameters to.

Nonlinear Systems Theory: The theory that objects, situations, markets, industries, or other events or systems appear different when viewed from different angles or perspectives. It can also be defined as the simple departure from linear—that is, step-by-step procedures—involved in events and making decisions surrounding their further development and outcome.

Genius of Corporate Warfare

  • Hinges on willpower more so than other individual elements
  • An iron will and a powerful sense of purpose are indispensable in overcoming the forces of entropy in corporate warfare
  • To some extent the causes of this difficulty are simply inherent of any large organization

Strength: The ability to be powerfully effective

The following conditions must exist for strength to be present, in priority order:

1) Capable of exerting a high amount of force

2) In good or sound health; robust

3) Capable of the effective exercise of authority

4) Economically or financially sound or thriving

5) Having force of character, will, morality, or intelligence

6) Having or showing ability or achievement in a specified field

7) Capable of withstanding great force or wear; or excellent binding or espirit de corps

8) Not easily upset

9) Having force or rapidity of motion

10) Intense in degree or quality

Offense: The act of attacking or assaulting through the utilization of tactics and strategy

Defense: The act or method of defending or protecting against attack, danger, or loss